Nidhi Capital Finance®
Personal Loan EMI Calculator

Calculate your monthly EMI with ease. Use our simple EMI calculator to estimate your repayment schedule based on loan amount, interest rate, and tenure. Plan your loan with confidence—transparent, accurate, and tailored to your needs.

2M+ (Loan Success)

50K+ (Happy Customers)

Loan Representative Example

Loan Summary Details
Loan Amount ₹50,000
APR 25.2%
Tenure 12 Months
Processing Fee 2% of the loan amount
GST on Processing Fee ₹180
Amount Disbursed ₹48,820
EMI ₹4,998
Total Repayment Amount ₹59,978
Total Interest ₹9,978

This example demonstrates the total cost of a ₹50,000 loan with all applicable fees and interest over 12 months.



Loan Image


Your Trusted Partner in Financial Assistance

Minimum Loan Amount: Rs 50,000

Monthly Interest Rate: 1.2% Per Month

Minimum Repayment Tenure: Up to 12 Months

Maximum Repayment Tenure: Up to 10 Years

Minimum Loan Amount: Up To Rs 50,000

Maximum Loan Amount: Up To Rs 20,00,000

Processing Fees: 2% Of The Loan Amount

EMI Bounce Charge: Rs 590/- Bounce Charge

No Pre-Closure Charges

Annual Interest Rate: Approx. 7.99 To 12%

Why Choose Nidhi Capital Finance?

Flexible terms and reliable service

Office address

RALLI HOUSE,21 DAMODARDASSAKHADVALA MARG, MUMBAI, Maharashtra, India, 400001

Telephone number

1888-452-1505

Mail address

support@Nidhi Capitalfinanceltd.in

Office address

101-103, Mittal Court, A Wing, 10th Floor, Nariman Point, Mumbai 400021 - Maharashtra

Telephone number

1800 100 1505

Mail address

[email protected]

🔔 Important Information

Interest Rate: Starting interest rate may vary based on factors such as credit history, existing financial obligations, and the lender's discretion.

Eligibility: Loan approval is subject to successful completion of KYC and income verification procedures.

Annual Percentage Rate (APR) offered between 02nd Oct 2022 to 31st Mar 2023:
Min APR - 5.99%, Max APR - 18%

Repayment Schedule: Minimum - 12 months, Maximum - 240 months ^T&C apply

Example: On a personal loan of ₹1,00,000 at 8% interest p.a. for a tenure of 24 months, the monthly EMI will be ₹4,523.